Low cost home ownership schemes

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Housing options for lone parents factsheet

Shared Ownership schemes

These schemes help people who cannot afford to buy a home by allowing you to buy a share of a property and pay rent on the remaining share you do not own. For more information about the scheme contact the Housing Corporation or the Welsh Assembly (see Further help and information). Your local authority will be able to tell you about any housing associations that are part of the scheme in your area.

Homebuy scheme

Under this scheme you buy 75 per cent of the value of the property with a mortgage and the housing association lends you the remaining 25 per cent, which is repayable if you decide to sell. You only pay a mortgage and not rent as well. This scheme is currently open to existing local authority and housing association/co-operative tenants or those on housing waiting lists who are nominated by their local authority as being in housing need (including anyone likely to be accepted onto a waiting list in the immediate future and who is nominated by their authority). Contact the Housing Corporation for a copy of their booklet Homebuy for information, or the Welsh Assembly for applications in Wales (see Further help and information).

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